How much do you actually need to retire?

Enter your monthly cost of living. This tool works out the nest egg you need and how to get there — using a conservative, real (inflation-adjusted) rate of return.


Nest egg you need

Monthly savings required
Runway from today to retirement

How this calculator works

This tool uses the 4% rule (or whatever safe withdrawal rate you choose) to figure out your target nest egg, then works backward to tell you either the monthly savings you need or the time it will take, accounting for compound growth on what you already have invested.

Want to avoid the most common planning mistakes? Read common retirement planning mistakes.