Privacy Policy
This policy explains what information howmuchineedtoretire.com ("the site", "we") collects, how it's used, and the choices you have. The site is a free calculator and does not require an account or collect the numbers you enter into the calculator — those stay in your browser and are never sent to our servers.
Information collected automatically
Like most websites, we use analytics and advertising tools that may automatically collect certain information when you visit, such as your IP address, browser type, device type, pages viewed, and approximate location derived from your IP address. This is standard web traffic data and is not linked to your name or any calculator inputs.
Google AdSense and cookies
This site displays advertisements served by Google AdSense. Google and its partners may use cookies, device identifiers, and similar technologies to serve ads based on your prior visits to this and other websites. You can learn more about how Google uses data and manage your ad personalization settings at Google's Advertising Policies page and at Google Ads Settings.
Third-party vendors, including Google, may show ads on this site based on your visits to this site and other sites on the Internet. Under certain regional laws (such as the GDPR in the European Union and the LGPD in Brazil), you may have the right to opt out of personalized advertising; the links above let you manage those preferences directly with Google.
Cookies
Cookies used on this site fall into two categories: functional cookies (such as remembering your selected currency or language) and advertising cookies set by Google and its partners. You can disable cookies in your browser settings, though some site features may not work as expected without them.
Data we do not collect
We do not require sign-up, do not collect your name or email address, and do not store the financial figures you enter into the calculator (monthly expenses, savings, age, etc.) on any server. All calculations run locally in your browser.
Children's privacy
This site is not directed at children under 13 and we do not knowingly collect information from children.
Changes to this policy
We may update this policy from time to time. Changes will be posted on this page with an updated revision date.
Contact
Questions about this policy can be sent to the contact address listed on the site.